Why should I join the AAA dental plan?
Are there any age limitations to join?
What dental services are covered?
How much does it cost to join?
How do I enroll in this dental plan?
How do I know if a dentist is a Participating PPO dentist?
What if my dentist is not listed?
How do I pay for the plan if I want to join?
Are there any long-term contracts to sign?
What happens after I join?
When does my coverage begin?
Are there waiting periods before I can receive dental care?
What if I am going through dental treatment right
now – can I still
Are orthodontic services covered?
How often can I use the plan?
Is there an annual maximum benefit allowance?
Do I have to be a AAA member to join?
Who do I call for billing questions?
Who do I call for claim questions?
Can I buy a plan just for my child?
What is the maximum age for a full time student?
Are there any deductibles?
Can I use my own dentist if mine is not on the list?
Who do I call for ENROLLMENT questions?
You should join to save money on dental care! You will receive
the freedom to choose from Careington's large
network of PPO dentists, while enjoying the benefits of a great dental
plan that provides lower out-of-pocket costs at an affordable monthly
premium. The AAA dental plan offers many benefits not covered by other
dental plans including Adult Ortho, bonding, veneers, implants, and much
There are no age restrictions to join. You can join today and start
By visiting one of Careington's 62,000 PPO Network
Providers you'll benefit from 100% coverage on diagnostic and preventive
services which include oral exams and routine cleanings every 6 months,
and bitewing x-rays every 12 months. All other dental services
are covered by Discounts offered by Careington's PPO
Please look at the Rates
Page to view the rates and plan details for your area.
You can enroll in this plan now, just Click
Here to Enroll.
We recommend that you verify that your dentist is a Careington
PPO Network dentist before each visit. You may do so by using our Provider
Search, or by asking the dental office staff.
You can fill out our Provider
Nomination Form and we will contact your dentist about becoming
a Careington PPO Provider.
You may set up a convenient, automatic checking account electronic funds
transfer (EFT) for a monthly, quarterly, or annual payment or pay with
your Visa or MasterCard.
No, you can cancel your plan at anytime with no penalty.
After enrollment is complete you will receive an email confirming your
enrollment. This email will have a link to download and print your plan documents.
If your application and payment is received by the 20th of any month,
your coverage begins the first of the following month. (For example,
if your application and premium is received by March 20th, your coverage
will be effective April 1st. If your application and payment
is received between March 21st and March 31st, your coverage will be
effective May 1st.)
Once your application is effective, there are no waiting periods associated
with the plan.
Yes, even if you are currently going through a dental procedure, you
may still join the plan. Check our Provider
Search list to be sure that your dentist is a Careington
PPO Network Provider.
Yes, orthodontic services are covered under the Discounts
offered by Careington's PPO Network Providers.
The discounts for orthodontic services are 20%
less than the dentist’s normal charges.
Included in your plan is 100% coverage for one Comprehensive Oral Exam
and Cleaning every six months and one set of Bitewing X-Rays every
12 months at a network dentist. For all other procedures, you
can use your plan as often as you need, and receive the Discounts
offered by Careington's PPO Network Providers.
No, unlike other dental insurance plans, there is no annual maximum benefit
allowance. You may use your plan as often as you like to get discounts
on dental services.
No, this plan is open to all individuals and families of all ages.
You call Morgan-White Group for billing questions at 1-800-800-1397,
select option 5.
You call Morgan-White Group for claims questions at 1-800-800-1397,
select option 4.
Yes, to enroll for your child or children, just Click
25 years old. Coverage will end the last day of the month in which
they turn 25.
If you choose the annual payment option for your plan, there is no deductible. Otherwise,
there will be a $50 per person deductible per year (maximum of $150 per family).
To maximize the value of this plan, it is better to use one of our 62,000 network
dentists. Although you can use your own dentist to get 100% coverage for
one Comprehensive Oral Exam and Cleaning every six months and one set of Bitewing
X-Rays every 12 months, your reimbursement for those procedures may be less than
if you used one of our network dentists, depending on your dentist’s actual
fees. You will also not be eligible to receive the discounts for additional
services of 20% to 50% if your dentist is not on our network.
Please call National Insurance Products at 1-866-568-6592.